.tool{background:#f5f4fb;min-height:100%;padding:8px 16px 28px}.tool__head{padding:8px 4px 16px}.tool__eyebrow{letter-spacing:.12em;text-transform:uppercase;color:#02855a;margin:0 0 6px;font-size:11px;font-weight:700}.tool__title{color:var(--bk-primary);letter-spacing:-.02em;margin:0 0 6px;font-size:24px;font-weight:600;line-height:1.15}.tool__lead{color:var(--bk-fg-2);margin:0;font-size:14px;line-height:1.5}.tool-card{background:#fff;border-radius:18px;margin-bottom:14px;padding:18px 16px;box-shadow:0 10px 30px #13005a12}.tool-card__title{color:var(--bk-fg-1);margin:0 0 12px;font-size:13px;font-weight:700}.tool-field{flex-direction:column;gap:6px;min-width:0;margin-bottom:14px;display:flex}.tool-field__label{color:var(--bk-fg-2);font-size:12px;font-weight:600}.tool-field__wrap{background:#f5f4fb;border:1.5px solid #13005a1a;border-radius:12px;align-items:center;gap:4px;padding:10px 14px;transition:border-color .15s;display:flex}.tool-field__wrap:focus-within{border-color:var(--bk-primary)}.tool-field__prefix,.tool-field__suffix{color:var(--bk-fg-3);flex-shrink:0;font-size:14px;font-weight:600}.tool-field__input{min-width:0;color:var(--bk-fg-1);background:0 0;border:0;outline:none;flex:1;font-family:inherit;font-size:16px;font-weight:600}.tool-result{text-align:center;border-bottom:1px solid var(--bk-border);margin-bottom:16px;padding:8px 0 16px}.tool-result__lbl{color:var(--bk-fg-3);letter-spacing:.12em;text-transform:uppercase;font-size:11px;font-weight:600}.tool-result__num{color:var(--bk-primary);letter-spacing:-.03em;margin:6px 0 2px;font-size:38px;font-weight:300;line-height:1.05}.tool-result__num span{color:var(--bk-secondary);font-size:18px;font-weight:500}.tool-result__meta{color:var(--bk-fg-2);margin:2px 0 0;font-size:12px}.tool-grid{grid-template-columns:1fr 1fr;gap:10px;display:grid}.tool-cell{background:#f8f7fc;border-radius:12px;padding:12px 14px}.tool-cell__lbl{color:var(--bk-fg-3);letter-spacing:.1em;text-transform:uppercase;margin-bottom:4px;font-size:10px;font-weight:600}.tool-cell__val{color:var(--bk-primary);letter-spacing:-.02em;font-size:17px;font-weight:600}.tool-cell__val--danger{color:var(--bk-danger,#e5484d)}.tool-cell__val--good{color:#02855a}.tool-band{border:1.5px solid var(--bk-border);background:#fff;border-radius:14px;margin-bottom:10px;padding:14px}.tool-band--best{border-color:var(--bk-secondary);background:#03c9880f}.tool-band__head{justify-content:space-between;align-items:baseline;gap:10px;display:flex}.tool-band__name{color:var(--bk-fg-1);font-size:14px;font-weight:700}.tool-band__dti{color:var(--bk-fg-3);font-size:11px;font-weight:600}.tool-band__amount{color:var(--bk-primary);letter-spacing:-.02em;margin:6px 0 2px;font-size:26px;font-weight:600}.tool-band__amount span{color:var(--bk-fg-2);font-size:14px;font-weight:500}.tool-band__desc{color:var(--bk-fg-2);margin:4px 0 0;font-size:12px;line-height:1.5}.tool-band__none{color:var(--bk-danger,#e5484d);font-size:13px;font-weight:600}.tool-note{color:#7a4e00;background:#f5a6231a;border:1px solid #f5a62340;border-radius:12px;margin-top:14px;padding:12px 14px;font-size:12px;line-height:1.5}.tool-note strong{color:#5d3d00}.tool-note--info{color:#1b4da8;background:#2e6fe814;border-color:#2e6fe833}.tool-note--info strong{color:#143c86}.tool-src{color:var(--bk-fg-3);margin:10px 4px 0;font-size:11px;line-height:1.5}.tool-cta{background:var(--bk-secondary);color:#13005a;border:0;border-radius:14px;justify-content:center;align-items:center;gap:8px;width:100%;padding:14px;font-family:inherit;font-size:14px;font-weight:700;text-decoration:none;display:inline-flex;box-shadow:0 6px 18px #03c9884d}.tool-cta--dark{background:var(--bk-primary);box-shadow:0 6px 18px #13005a40}.tool-prod{border:1.5px solid var(--bk-border);background:#fff;border-radius:14px;margin-bottom:10px;padding:14px}.tool-prod__head{justify-content:space-between;align-items:baseline;gap:10px;display:flex}.tool-prod__name{color:var(--bk-fg-1);font-size:14px;font-weight:700}.tool-prod__rate{color:var(--bk-primary);font-size:16px;font-weight:700}.tool-prod__rate--none{color:var(--bk-fg-3);font-size:12px;font-weight:600}.tool-prod__note{color:var(--bk-fg-2);margin:6px 0 0;font-size:12px;line-height:1.5}.tool-prod__pref{color:#02855a;background:#03c9881f;border-radius:999px;margin-top:8px;padding:4px 10px;font-size:11px;font-weight:700;display:inline-block}.tool-debt-row{grid-template-columns:1.3fr 1fr .8fr .8fr 32px;align-items:center;gap:6px;margin-bottom:8px;display:grid}.tool-debt-row input{color:var(--bk-fg-1);background:#f5f4fb;border:1.5px solid #13005a1a;border-radius:10px;outline:none;width:100%;min-width:0;padding:9px 10px;font-family:inherit;font-size:13px;font-weight:600}.tool-debt-row input:focus{border-color:var(--bk-primary)}.tool-debt-del{cursor:pointer;color:#b33;background:#e5484d1a;border:0;border-radius:8px;place-items:center;width:32px;height:32px;font-size:16px;line-height:1;display:grid}.tool-add{width:100%;color:var(--bk-primary);cursor:pointer;background:0 0;border:1.5px dashed #13005a40;border-radius:12px;margin-top:4px;padding:11px;font-family:inherit;font-size:13px;font-weight:700}.tool-seg{gap:6px;margin-bottom:14px;display:flex}.tool-seg button{border:1.5px solid var(--bk-border);color:var(--bk-fg-2);cursor:pointer;background:#fff;border-radius:10px;flex:1;padding:10px 6px;font-family:inherit;font-size:13px;font-weight:700}.tool-seg button[aria-pressed=true]{background:var(--bk-primary);border-color:var(--bk-primary);color:#fff}@media (min-width:768px){.tool{max-width:720px;margin:0 auto;padding:24px 32px 48px}}@media (max-width:420px){.tool-debt-row{grid-template-columns:1fr 1fr}.tool-debt-row>:first-child{grid-column:1/-1}}.tool-check{color:var(--bk-fg-2);cursor:pointer;align-items:center;gap:10px;margin-top:4px;font-size:13px;display:flex}.tool-check input{width:20px;height:20px;accent-color:var(--bk-secondary);flex-shrink:0}.tool-check b{color:var(--bk-fg-1)}.tool-hint{color:var(--bk-fg-3);margin:2px 0 0;font-size:11px;line-height:1.45}.tool-hint b{color:var(--bk-fg-2)}.tool-prod__trend{color:var(--bk-fg-3);margin:2px 0 0;font-size:11px;font-weight:600}.tool-prod__law{color:#143c86;background:#2e6fe812;border-radius:10px;margin:8px 0 0;padding:8px 10px;font-size:12px;line-height:1.5}.tool-src a{color:inherit;text-decoration:underline}.tool-select{width:100%;font:inherit;color:var(--bk-fg-1);background:0 0;border:0;outline:none;padding:0;font-size:15px;font-weight:600}.tool-steps{gap:8px;margin:12px 0 0;display:grid}.tool-step{background:#f8f7fc;border-radius:12px;justify-content:space-between;align-items:baseline;gap:10px;padding:12px 14px;display:flex}.tool-step--good{background:#03c98814}.tool-step__lbl{color:var(--bk-fg-2);font-size:12px;line-height:1.35}.tool-step__val{color:var(--bk-primary);white-space:nowrap;font-size:18px;font-weight:700}.tool-step__val small{color:var(--bk-fg-3);font-size:11px;font-weight:500}.tool-law{color:var(--bk-fg-2);margin:12px 0 0;font-size:12px}.tool-law summary{cursor:pointer;color:var(--bk-fg-1);align-items:center;min-height:32px;font-weight:700;display:flex}.tool-law ul{margin:6px 0 0 18px;padding:0;line-height:1.5}.tool-law summary:before{content:"▸";width:16px;color:var(--bk-secondary,#02855a);display:inline-block}.tool-law[open] summary:before{content:"▾"}.tool-law summary::-webkit-details-marker{display:none}